Many homeowners overestimate their coverage. Replacement cost gaps, outdated estimates, and overlooked endorsements can leave you paying thousands out of pocket. Learn how to ensure your policy truly protects your home.
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Mike Koran - Primary Residential Mortgage, Inc.
Mike Koran - Primary Residential Mortgage, Inc.
Down Payment Assistance
California Dream For All Program
Primary Residential Mortgage, Inc. offers access to California’s Dream For All down payment assistance program for qualified first-time, first-generation homebuyers is opening up for 3 weeks from 2/24/2026 to 3/16/2026.
The Dream For All program provides up to 20% of the home’s purchase price (up to $150,000) to be used for down payment and eligible closing costs. The assistance is structured as a shared appreciation loan with no interest and no monthly payments, and repayment is only required when the home is sold or refinanced.
This California down payment assistance program is lottery-based and requires buyers to be fully pre-approved before registration opens. Contact me to review Dream For All eligibility and prepare in advance to get your pre-approval completed!
A Message from Mike Koran, “The Mortgage Man”
Buying or refinancing a home can feel overwhelming — confusing options, high stakes, and very little margin for error. My job is to make sure you never feel uncertain or unprotected at any point in the process.
With over 20 years of experience and more than $1 billion in funded loan volume, I’ve helped thousands of homeowners and homebuyers — including many who were underserved or told “no” by traditional banks — find smart, sustainable mortgage solutions.
My background in operations and leadership means I don’t just quote rates — I anticipate problems, manage details, and guide you through even the most complex scenarios with clarity and confidence.
If you’re looking for straight answers, creative problem-solving, and an advocate who treats your loan like it actually matters, I’d love to talk. Schedule a time with me using the button to the right and below!
From The Blog
Many homeowners overestimate their coverage. Replacement cost gaps, outdated estimates, and overlooked endorsements can leave you paying thousands out of pocket. Learn how to ensure your policy truly protects your home.
Owning a home comes with hidden tax advantages that many homeowners miss. From mortgage interest to energy credits, understanding these benefits can save you money and reduce stress on your finances.
